Home Archives Receive an e-mail [reminder & link] Physics of Change will feature information in specific sections each month. The information is intended to inform the readers of this newsletter. However, it is not advice!!  Any decisions made based on this information are to be done in a self-responsible manner. Mulai de Guise Publishing, LLC cannot be held responsible for any individual actions based on the information it presents. ~~~December 2007 Edition ~~~ Section 1 - Q & A If we are wise, let us prepare for the worst. -- President George Washington (1732-1799) Greg, I read with interest your article in Evolve about going back in time to change the agreement on the rental car in South Africa. I'm struck that you didn't consider or own up to the consequences of your actions....both to not accept the insurance, and to ask someone else to drive the car.... That you didn't go back and re-do your decision to ask Kim to drive... That instead you chose to re-do something that was going to cost the insurance company valuable time and money. Hum....karmically, where is this at? And did you look at the rental agreement 'before and after"? I don't doubt at all that you did what you say you did.... I'm just wondering if maybe later you thought about your actions in a karmic way.... Mary St. Clair Mary St. Clair - I had a few choices that I could employ after the fact. The only one I was confident in doing was the one I chose. There were four other passengers including Kim. The only activity that I did on my own was to fill out the insurance agreement. So I could un-do what I had done. I did not look at the hardcopy agreement (in the glove compartment) because it DID NOT OCCUR to me to do so. If it had occurred to me to look at it, it would have put into the equation some doubt - and that could have unraveled the whole manifestation. As far as Hertz and my karma: There are two ways to look at this - 1) I could feel bad about having "stuck it to" Hertz which I didn't, knowing that there are multiple realities and in one of those - Hertz got its money and I know they did, and 2) you may not like this since you have made a judgment about my actions, but karma cannot be a consideration when doing the miraculous - karma implies a judgment, and a judgment automatically undermines phenomena of a miraculous nature. If you may recall, Ramtha was always criticized when he told his audiences that there are no victims - only creators of reality. That statement always annoyed the victims who wanted to see right and wrong and justice served to those who broke the rules of that society. THE ONLY RULE FOR MASTERS IS THAT THERE ARE NO RULES. That drives most people crazy who need structure and boundaries to define themselves. How do we justify a mass murderer becoming an ascended God if we judge actions and wonder how karma will play itself out? These are some thoughts I have had for a long time after the original incident. Thanks for your inquiry!! Hi Dr. Greg: I was wondering...Ram has said that some will go with him and some will stay behind. That is a rough extraction from a talk he gave at one point. He also said something to the effect that 'if you want to go to the future, you have to be here.' Does that mean we have to be in the area of Yelm also physically in order to go with him or be shifted to the future...in that window of time, (as he has mentioned it is important to continue to come to our retreats)? If we choose to set up in other areas, that may also be safe, does that mean we are choosing to be among those who stay here and help out after the changes? Thanks for clarifying this. 2. When he mentioned that some of his teachers will have to be ready to relocate at a 'moment's notice', again my words, did he mean that some of you might be placed around the globe in certain places to carry on the work after the changes? 3. Ram has said before that he is bumping us abit at a time to different timelines because we're not capable of making giant leaps at this point (in response to his colleagues comments about us being hopeless as far as 'getting the message and changing'. ) So what is your understanding on how we will make it to this future planet, place...? Are we changing timelines each time we prepare for these big earth changes etc. so that in effect, we are inching away from their effects until they are remotely present, but at one point, we realize we are indeed living on a whole different planet, where there isn't even a trace of the kind of destructive thinking that is threatening our existences now.? He has mentioned that with the HARPP frequencies they can duplicate our planet at the last minute. If this is so, will some shift to this new planet, and others stay and who will be on the new and who on the old? I am trying to piece together a picture of these events as I imagine my future and having a common framework of how this is going to unfold generally, would help. He has also said we have until 2010 to create our new reality, right? How does that fit into it all? 1. No you do not need to be here to go to the future. Going to the future is having your reality already there. Remember, if you create a reality and it is on your timeline, then you must meet that timeline - and we are focused on realities that occur in the future. We have also been reminded to focus on being on the other side of the Days to Come changes - that is a future reality. 2. As far as going with the Ram or not going is something that has not been mentioned for a while. The concept remains a little mysterious. 3. He has told us that we may be re-located for 1 - 2 years at various locations around the world. The timing was implied that it might be before the changes. However, a few things must be put into place before that happens. 4. We bump timelines each and every time we make a change in our life. Every time you find your card or engage in a focus with a specific outcome, we must meet those destinies - and that changes the timeline. Ramtha can bump us into new timelines when we attend school and integrate the knowledge of the event - this new knowledge is added to our mind - this "new" mind gives us additional opportunities - a new timeline. 5. The more we are prepared for the changes that are evident, the less impact they will have on us. 6. Being on a planet that appears to not have gone through the changes is being on a future timeline. To some it will appear as if the prophecies did not happen - but on another timeline the changes were devastating. 7. I would suggest that instead of it having to make sense, that you prepare yourself so that you will be a part of the new future. 2010 is just the beginning of a time of upheaval and chaos. I have heard Ramtha to say that the year 2012 is the year we must survive to be a part of the new future. We can change anything, but there is a strong consensus that subscribes to the date on the Mayan calendar - December 25, 2012 as the ending of time as we know it. If we are not on that timeline, then it will appear as if the prophecy was wrong and nothing extraordinary happened. But if you don't change timelines, then the prophecy may come to pass. Hi Greg Do you have any advice as to how to begin talking to the family about Earth Changes? Can we let them listen to Ram's prophecy series? I have family in New Zealand and South Africa with money invested overseas etc. It's hard to know how to start the conversation… any advice? Has Ramtha given any kind of indication of how to begin the conversation with families and friends? Thanks Greg. Amanda Amanda- The best place to start is with Al Gore winning the Nobel Peace Prize for his work on Global warming. Then add the UN's Secretary General just getting back from his trip to the Antarctica and his overview of the crisis. I would include Jim Sinclair's website - www.jsmineset.com. This is a financial genius that understands how the political unrest and global economy are affecting the individual world economies. Once you can establish that these changes have financial implications, you can introduce the Ramtha material. I would also include the latest 5 - 6 issues of the RSE newsletter that has Ramtha's predictions from the past thirty years that are now being validated by science and people of respect. Current State of the Economy - the Upcoming Recession Last week, the stock market saw 4 percent of its value wiped out. Oil reached nearly $100 a barrel. The dollar fell to record lows against the Canadian dollar and the euro. The price of gold was $850 an ounce, signaling inflation and a worldwide lack of confidence in the Fed's ability or determination to defend the world's reserve currency. The Chinese, with $1.4 trillion in reserves, perhaps 80 percent in dollar assets, indicated they may dump dollars and move into euros. Merrill-Lynch took an $8 billion hit. Citibank is signaling massive losses from its subprime mortgage debt. General Motors reported an operating loss of $1.6 billion for the quarter and a whopping $39 billion charge that is among the biggest profit hits ever reported Exposure of all that subprime debt going rotten on the books of our biggest banks, the staggering losses being reported, the inability of homeowners to refinance or borrow any further against their equity, the credit crunch -- all argue for an easy money policy to get capital back into the economic bloodstream. Thus the Fed has cut interest rates from 5.25 percent to 4.5 percent, thus the market anticipation of another cut, though the Fed has said no more. But the Fed is responsible not only for the national economy. It is responsible for defending the dollar, which represents the real savings and wealth of the nation. And that dollar has lost more value in seven years than in any similar period in modern history. A euro, worth 83 cents the year Bush was elected, has risen in value to $1.47. In the Realm of the Dying Dollar: The plunging greenback threatens to cripple U.S. power. Why are the candidates ignoring this critical issue? www.newsweek.com/id/71888 The Financial Tsunami: Sub-Prime Mortgage Debt is but the Tip of the Iceberg: By now every serious reader has heard the term "It's a crisis in Sub-Prime US home mortgage debt." What almost no one I know understands is that the Sub-Prime problem is but the tip of a colossal iceberg that is in a slow meltdown. I offer one recent example to illustrate my point that the "Financial Tsunami" is only beginning. www.globalresearch.ca Banks Gone Wild By Paul Krugman "What were they smoking?" asks the cover of the current issue of Fortune magazine. Underneath the headline are photos of recently deposed Wall Street titans, captioned with the staggering sums they managed to lose. www.informationclearinghouse.info/article18774.htm Forecast: U.S. Dollar Could Plunge 90 pct By UPI "We are going to see economic times the likes of which no living person has seen," Trends Research Institute Director Gerald Celente said, forecasting a "Panic of 2008." www.informationclearinghouse.info/article18776.htm "A Generalized Meltdown of Financial Institutions" Take a Look at Professor Roubini's Crystal Ball By Mike Whitney Reality has finally caught up to the stock market. The American consumer is underwater, the banks are buried in dept, and the housing market is in terminal distress. The Dow is now below its 200-Day Moving Average -- the first big "sell" signal. Anything below 12,500 could trigger program-trading and crash the market. The increased volatility suggests that we are watching a "real time" meltdown. www.informationclearinghouse.info/article18777.htm America's kingpin of mortgages is on a collision course with bankruptcy. Its name: Countrywide Financial. If it goes under, the impact on U.S. financial markets will be immediate; the damage to the U.S. economy, long-lasting. So don't write this off as just another, fleeting chapter in the housing bust story. Countrywide is the GM and Ford of the mortgage industry, originating $340 billion in loans in the first nine months of the year - more than the mortgage subsidiaries of Bank of America and Citigroup combined. It's the company that can make or break the entire housing and mortgage industry. If it goes broke, few stock or real estate investors will be able to escape the consequences. Many could lose everything. Already, Countrywide has laid off about 12,000 employees, a number that could soon rise to 20,000 as mortgage originations plummet. Already, Bank of America, which infused $2 billion of bailout funds into the company in late August, has seen nearly half its investment go down the drain. In just 93 days! Three common questions that are being asked - Jim Sinclair's answer: 1) ABSOLUTELY DO not leave your one ounce gold coins with your coin dealer no matter how much the coin dealer protests, no matter what piece of paper they will issue you. 2) The next question deals with 401K accounts. To withdraw your shares from this account causes, as I am informed, tax consequences. This leaves you two options. A. Pay the Tax and take your assets. B. Seek a brokerage firm that will certificate the 401K shares as 401K, not in your name, but in the new 401K custodian's nominee name simultaneously creating a TRUE custodial account for the 401K shares certificated as above. This would accomplish two desires. The shares are paper shares even though they are not in your name. The 401K accounts at the new brokerage firm have those shares in a TRUE Custodial account. A TRUE custodial account is an account wherein the financial agent states in writing that your assets are segregated from the assets of the financial agent and not on their balance sheet. 3) Is there any way to protect our certificates in an IRA account? Would it be wise to take delivery on them and pay the taxes? My answer is that if it were me: 1. No 2. Yes How Do Average Folks Buy Canadian T-Bills? By Jim Sinclair The answer is simple if your real human broker has any brains. They should be able to arrange it for you. The key item that requires attention is not to come back into the dollar on the 91st day rollover. You tell that clearly to your broker or you get killed on the exchange rate. If all else fails or your real live broker's eye glass over, call the oldest living brokers, Marty or Barry, at 1-800-426-3987. They may be old, however they know all that needs to be known. If you talk to Marty, talk loud as he tends to need naps in between sentences. Also Joanne, who is clearly the brains of the outfit, has gotten a tad grumpy lately! The reason you want to do this is because T bills are harder to claim as anyone's asset but yours, as they are normally held in segregation for the client, with the least market risk, in a currency of your choice. The process is to eliminate as many intermediaries as possible, be in the least liable asset to have to argue about whose it is, and to be in a better currency than the US dollar. I know you used to be able to have a private account at the NY Fed but I do not believe that remains available for normal people. Regardless, do you really want to bank with a semi-government agency? I know of no other solution outside of holding Canadian cash. Nothing is perfect. There are no guarantees. It is time to purchase the tangible assets of land, tools, and seeds, to store as much food as possible, and to purchase anything else you may need as prices become to high or resources unavailable!! The five major forces driving natural resource prices higher: Force #1: Demand is soaring! Everywhere you turn in natural resources … no matter what the commodity … and no matter where in the world you look - demand for natural resources is soaring like never before. Some examples … Aluminum consumption is rising at nearly 30% annually Nickel, the key industrial base metal, is in such intense demand that inventories monitored by the London Metal Exchange have plunged 89% in the past 12 months Consumer demand for coffee is going global and ballistic, soaring 11% in 2006-7 and at more than a 20% annual growth rate in China. Demand for copper has exploded in recent years. For example, China’s demand for copper is up 9% from last year! Platinum demand is growing at a 4% annual rate, its highest rate of growth ever! Demand for grains — wheat, corn, soybeans — is off the charts. Gold demand is jumping 20% annually, in almost every corner of the globe. And let’s not forget oil. Under intense demand pressure — especially from the emerging economies of China, India and the rest of South East Asia — OPEC nations are pumping at near capacity, and Mother Earth is straining to pony up the deep purple energy driving fluid. Or that the price of wheat just reached as high as nearly $10 a bushel … the highest price ever … up 103% in just six months. But demand is only half of the underlying fundamental forces driving prices higher. At the same time demand is exploding higher. Force #2: Natural Resource Supplies Are Dwindling Almost everywhere you look supplies of virtually every natural resource are dwindling. The chief reasons: For one, demand is outpacing available supplies. (Supplies automatically shrink when that happens.) For another, increasingly frequent natural disasters and global warming are diminishing supplies as well. Many natural resource companies failed to prepare for the boom by increasing exploration and production when prices were low. They didn't explore for new oil. They didn't aggressively search for new mines of copper, gold, platinum and uranium. Other natural resource companies that had access to capital failed to make appropriate investments in their industries when prices were low. No new mines were built, which take as long as eight years to set up. Not one new oil refinery has been built in the U.S. in more than 30 years! To give you a further idea of the supply problems, consider the big picture, looking at the entire population of the planet vs. what Mother Nature can produce in a year … One Planet's Worth of Natural Resources Is No Longer Enough! In fact, the human race is gobbling up the earth's resources faster than ever. The planet is quickly going into an ecological deficit. According to recent calculations from the Global Footprint Network, a foundation whose mission is monitoring the world's natural resources, our consumption of Mother Nature's offerings soared from half the planet's capacity in 1961 to more than 1.3 planet Earths in 2007! In other words, the world is consuming 30% more in natural resources than Mother Earth can provide in a year! By 2050, it's expected that we'll need two planet Earth's worth of natural resource supplies to meet demand. Clearly, that is not a sustainable situation, and it strongly suggests that the boom can continue for years, pushing prices much higher than anyone imagines. Force #3: Weak U.S. Dollar Adds To Upward Price Pressure Since 2001, the dollar has plunged more than 30% against the world's major currencies, and is now at all-time lows against the euro. First, the U.S. dollar's downtrend will continue. There is simply too much debt going bad in the U.S. and a weaker dollar is the only way authorities know how to deal with it. By devaluing the dollar, they can attempt to "inflate" the U.S. economy out of the mess it's in. Second, the declining dollar automatically puts ADDITIONAL upside pressure on natural resource prices. That's because almost all commodities are traded in dollars. So as the dollar falls, the prices of commodities rise to offset the decline. It's not an exact one-for-one relationship, but historically, a weak dollar usually translated into higher prices for oil, gold, aluminum, corn, you name it. Force #4: Inflation-Adjusted Natural Resource Prices Are Dirt-Cheap! The dollar's value has fallen so much already, that current prices of many natural resources are actually DIRT-CHEAP when compared to previous historical prices and in constant dollars. That's because - obviously - today's dollars buy a lot less than they did 10 years and even 30 years ago. For instance, for gold to match its 1980 high in terms of today's weak dollar … Gold would have to trade as high as $2,272 an ounce, TRIPLE its current price Aluminum prices would have to DOUBLE Tin prices would have to DOUBLE Sugar prices would have to rise TEN times over! Force #5: China, India and S.E. Asia: Emerging Economic Powers With 3 Billion New Consumers China has turned from a slumbering communist dragon into an economic giant. On a purchasing-power basis, China is now the world's second-largest economy. It's also the fastest growing economy and its imports of natural resources are rising at 15% a year - and the pace is accelerating. China imports huge amounts of oil, iron, copper, nickel, platinum, gold and more. The potential of this market can't be underestimated. In China, 1.3 billion people are now entering free-market economies. Their needs, wants and desires have been newly kindled. For the first time ever, they are experiencing some of the modern conveniences of life - refrigerators, air-conditioners, microwaves, radios, motorbikes, cars! And per capita income in China is rising as rapidly as the economy. From a per capita income of just $856 in 2000, the average Chinese worker now takes home $2,100 a year. While that may seem tiny by western standards, for China, it's simply astounding. More than 400 million Chinese have been pulled out of poverty in the last five years. To give you an idea of the demand this is placing on natural resources, consider the following … Twenty years ago, China was a net exporter of oil. Today, it is an importer with energy growth demand accounting for as much as 40% of the growth in global energy demand. China's consumption of aluminum, copper, nickel and iron ore doubled from 1990 to 2000 … and is likely to double again within the next three years. China has the second largest coal reserves in the world, second to the U.S. But it relies on coal for up to 60% of its energy needs. Just last month, China became a net importer of coal! As large as China's consumption of natural resources is now, it's on average less than 1/20th the equivalent per-capita-consumption of western economies. That means that consumption in China can grow as much as 20 times from current levels! Remember what I said about the world needing two planet Earth's by 2050 to sustain life? Now you know why. China is devouring the world. More importantly, China is not the only emerging economy that is placing huge demand on natural resources. Right on China's tail is India, with 1.1 billion people, and another 600 million people in countries such as Cambodia, Vietnam, Indonesia and Malaysia. Add those countries in - and economically, they are about 10 years on average behind China - and you have a recipe for another 1.7 billion people ready to start consuming products and joining free-market economies like never before. You have another1.5 Chinas - right on China's heels! China's Communist Party Goal #1: Continued Rapid Economic Growth The rhetoric at last month's Chinese Communist Party Congress (held every five years) was a decidedly non-Marxist, non-Mao mantra: "It's good to be rich!" Bottom Line: Natural Resource Boom Set To Continue For Years to Come! Some of the targets I expect to see in the months and years ahead ... Gold over $2,000 an ounce Oil over $150, perhaps as high as $200 a barrel Food prices … corn, wheat, soybeans … QUADRUPLING Sugar, quintupling. Coffee, quadrupling And dozens more natural resources leaping to record highs well beyond what most people and analysts believe possible. In regards to what Natural Resource Stocks I have already purchased: I am doing the research to see if the Natural Resource stocks will outperform the commodities themselves. TAN is invested in gold royalties in Tanzania, Africa - PAL in the metal Palladium, - and GSS is a gold mine stock in Western Africa. I am tracking their progress against gold and palladium as commodities. I bought TAN (Tanzanian Royalty Exploration Company - www.tanrange.com It has increased 5% in one week. PAL - North America Palladium, Ltd. It has lost 10% the first week GSS - Golden Star Resources, Ltd. It has stayed even after the first week. HOLIDAY SPECIAL The following website has items that compare prices from different retailers: www.pricegrabber.com. Here are some examples and price ranges. Apple iPhone 8 GB Retail range $399.00 - $768.99 LG Electronics refrigerator 24.7 cu ft. $2144.49 - $2868.78 Patagonia men's chinchilla vest - $69.95 - $76.95 A Brief Guide to Buying Silver: What kind of silver, and where to get it. by Jason Hommel, SilverStockReport.com The silver story is simple: Since the 1870's, the trend has been to stop using silver as money (as a medium of exchange). This has reduced demand. Then, around 1945, electronics started booming, and since silver is the greatest conductor of electricity, a lot of silver has been used up. Today, the world has nearly run out of silver, just as paper money is beginning to fail around the world as gold begins to explode upwards in price. As investment demand returns to gold and silver for savings (as a store of value), like it will for no other commodities, physical silver prices will explode past them all, because monetary demand will return. Therefore, I strongly suggest that you try to get the most physical silver for your money, and take possession of it. To do that, you ought to ask the dealer at your local coin shop the prices of the following items. (You can find your local coin dealer at a link below.) Prices sometimes change. Types and Kinds of Silver Available 1. Bars: A. 1000 oz. Bars. --These bars weigh about 68 pounds, and vary about 10% as to weight. Benefit: It is quicker to physically move them in large quantities, rather than moving hundreds of 100 oz. bars. Drawback: They are not suitable for smaller transactions, but they are always liquid if they are sold to a wise bullion dealer who knows what they are. The other drawback may be shipping, if you are on the west coast, since the exchange is in New York. B. 100 oz. Bars. --These bars weigh 6.8 pounds, and are among the most popular with retail investors. They stack well, and make it easier to inventory than 1 oz. rounds or silver bags. Popular brands are Englehard and Johnson-Matthey. Those two brands cost a bit more than other brands, usually about 40-50 cents per ounce above the spot price, but that price may vary with market conditions. C. Odd weight retail bars. --Stamped as 101.46 oz. or 51.23 oz., these bars cost less, and generally have a wider spread, due to the extra work it takes to calculate their value, and extra risk due to the lack of good brand name. To test that they are silver, try a simple ring test. Bang them with a wooden spoon, and if you hear a faint, quick, "riiiinnnngggg", they are silver. Lead filled bars thud or thunk, and do not ring. But you may be able to buy these as spot, and sell them at spot, depending on the dealer. These are true "bullion" bars, and not found in quantity. Also, there is the 1 kilo bar, which is 32.151 ounces. D. 10 oz. bars are also very popular, often harder to get, with a slightly higher cost, as they seem more "affordable" and are very neat to hold, and can act as "change" between the 100 oz. bars, and 1 oz. rounds. 2. Coins: A. U.S. minted Silver-Eagle. --This coin is .999 pure silver, and weighs one ounce. It generally sells for about $2.00 over the spot price, and is thus quite expensive. B. One-ounce "rounds". --They are .999 pure silver, and weigh one ounce. These coins are like the Silver-Eagle, but they cost much less. They are minted by a private mint. They generally cost about 40-50 cents above the commonly quoted price of silver--also called the "spot" price. These are often very popular, and a very good choice. C. U.S. minted coins, dated 1964 or earlier. --These are half dollars, quarters, or dimes that commonly circulated in the U.S. Called "Junk silver", they generally contain no rare or special coins. Sold by the "bag", each full bag contains $1000 face value of coins, such as 2000 half dollars, 4000 quarters, or 10,000 dimes. A "bag" weighs about 55 pounds. This is typically the cheapest silver you can buy, because there is a cost to melt it down to get the kind of silver that is needed by industry. But this kind of silver also can become very much in demand, such as prior to the year 2000, when people wanted "tradable" silver, and bags cost up to 25% more than other silver bullion. D. Commemorative Coins. Often times, the public will buy silver at a rate of 10 times higher than the bullion content if it is made into "Elvis" coins or "Space Shuttle" coins, or "Princess Diana" coins. Often made by the Franklin mint and sold on late night TV, these are generally a rip off. People pay so much, and sell them to the bullion dealers only for the melt value. And you can sometimes buy these kinds of so-called collectables at the coin shops very cheap at just over the spot price, or ten times cheaper than found on TV. So, what kind of silver is best? It depends on your situation. I own and like the 100 oz. bars, and the 1000 oz. bars the best. But that's because I have a lot of silver. My friends and family typically like the 100 oz bars, 10 oz. bars, and 1 oz. rounds the best. For storing large amounts, the 1000 oz. bars are most convenient. The 100 oz. bars are troublesome in very large quantities--it takes much more work to move 200 of them than it takes to move 20 big ones. I also like the bags, but they may require counting with a coin counter which I have purchased, which takes more time. My kids like the one-ounce rounds the best. Most people find the 100 oz. bars fascinating to hold in one's hand, and the 1000 oz. bars are typically considered too heavy to lift. How to Buy Silver & Gold, and Where to Get It! Beware! Don't trade in your dollars (which are defaulted promises to pay silver or gold) for more promises of precious metal! What I mean is, we are clearly heading into another situation where delivery default is imminent! The safest place to start buying precious metal is from your local dealer, which you can find in your local phone book -- look up "COIN DEALER". Now you can search for a Coin Shop near you, online! Search by name, by State, or by zip code! www.coininfo.com/User/index.php If you take delivery in person when you pay, then you will avoid the risk of getting stiffed on a failed delivery. Start there, and start small. A dealer in your nearest metropolitan city may not have the best price, but you will get your silver if you walk out with it. If you buy all that your local dealer has, then look to another, larger shop that might be a further drive away, and then you might consider one of the nation's largest dealers who are not at the COMEX. If you order on the internet, or from a dealer far away from home, you may wish to place several orders at once, with several dealers, to protect yourself from a failed delivery. And when you take delivery, get a safe! And also a gun! And maybe dogs. And perhaps a security system and alarm, or more depending on your situation. You can always protect your silver. The typical cost is 1% per year. I have multiple large gun safes, each the size of a large refrigerator. I store it in various places, in secure locations, on property not registered in my name. It's well hidden behind a series of 4 locked doors; armed security guards, along with security systems. They say you should be willing to spend up to 1% of the value of your silver, annually, on security. If you plan to hold silver for more than 10 years, you may be willing to spend more up front. I spent about 7% up front, and I spend about 1/2 of 1% annually. (I now have room to make silver my number one holding again, but I plan to buy more silver when the stocks get much, much more expensive.) Those who say they cannot afford security for their silver do not understand the concept of wealth, nor do they understand silver, nor security. If you actually have wealth, then by definition, you can afford to protect it. For example, if you have $5000 of silver, buy yourself a $50 lock box, or a $150 safe at Wal-Mart (maybe a floor safe), and maybe a dead bolt and solid core door for your closet. That would give you 4 locked doors, too: front door, closet door, floor safe door, safe door. Where to Buy Bullion in Large Quantities: The following dealers generally have, or regularly keep, over 100,000 oz. silver bullion in inventory: These are generally not places to call for small retail orders. The dealers in this category may or may not have the best prices, but they do have bullion in large size. American Coin and Vault 5523 North Wall Street Spokane, WA 99205. 509-326-7512 California Numismatics (will accept small retail orders) www.golddealer.com Richard Schwary & Kenny Edwards 1-800-225-7531 Miles Franklin Ltd. www.milesfranklin.com 1001 Twelve Oaks Center Drive Suite #1028 Wayzata, MN 55391 Contact: Andy Schectman 1-800-822-8080 They believe their exclusive wholesaler is one of the top 5-6 wholesalers in size in N. America. www.wexfordcoin.com Minimum order $5000 --also publishes bid/ask quotes David W. Young Wexford Capital Management 113 Brenton Court Stephens City, VA 22655 Toll-Free: 877-855-9760 DTW Coins www.dtwcoins.tz4.com/ located in Grand Rapids Michigan Dan Wagner (616)-813-0290 FROM JIM SINCLAIR jsmineset.com Beginning today start to protect yourself to the degree it can be accomplished by removing people and institutions between you and your assets. This is the real thing. This is what was discussed in the 1970s but did not happen. It was discussed by many in 2000 but it is happening here and now. There is no functional tool to stop a derivative meltdown. It will like the grim reaper clean out many financial institutions and start a domino effect that I do not want you to be caught up in. You understand by now that I have the wherewithal (experience/industry contacts/etc.) to know these things before others. Call it cell memory, genetics or my historic access to some of the best teachers on earth in finance, risk management and markets. It's simply ingrained in me. Truth be told, Bert Seligman, my father, knew before the market knew; Jesse Livermore, one of the greatest traders of all time, knew before the market knew. Who knows how? I generally know before the markets figure things out. I tend to know the end at the beginning. It has been so all my life. This is why I am able to do the things I do, take the risks I take, and build the companies I have built. I want you to be safe. What can it cost you to take precautions? I believe that the cost to you is nothing. I am telling you to take less risk, not more. I know the central bankers will burn the dollar before all this comes down. What concerns me is that all this could easily get out of hand. Operation "White Noise," is getting hair thin as more and more financial institutions fess up to their ignorant greed-driven self destruction. Here is some advice: 1. What you cannot withdraw and is in cash put into short term treasury instruments. For those able, I prefer Swiss and Canadian dollar Federal T bills. 2. Convert your investment shares into paper certificates. Do not lose them! 3. Reduce personal debt for peace of mind. 4. If you have coins stored at a coin dealer take delivery of them and request prompt service. 5. If you have accounts at Internet financial entities close them and transfer the accounts to a smaller firm that can confirm in writing that they have no over the counter derivative exposure. Be sure to ask for certificates for your share investments and take delivery of them. 6. Reduce - if not eliminate - your margined position even if that means selling down to rid yourself of debt on your securities or gold assets. The swings in gold now are going to become so violent that most people will not be able to tolerate it when debt is attached to their positions. This is a time to be conservative, not adventurous. Gold is going to range trade wildly, but it is as I see it targeted here and now for $1,050. My greatest concern is that my long-standing price objective of $1,650 might be much too low an estimate. TESTIMONIALS and COMMENTS Dear Greg, I'm almost through your book "These Things You Shall Do..." and wanted to tell you how grateful I am that you wrote it. It came to me at a very low time in my life when I so needed to be reminded of my abilities. A small thing I accomplished was to get the dogs next door to stop barking. But the big thing is realizing I can now move ahead with a weight loss business I had been wanting to start for years but couldn't because I couldn't get my own weight under control. My weight is now dropping off effortlessly thanks to reading your words and getting my thoughts going in the right direction. You will be hearing of me in the future. Karen Keaton Hi Greg, Thank you for share your newsletter with us. I want to share with you. This is the first news in Yahoo when I turned on my computer this morning: Yesterday 1000 Gold bar sold in 1 hour in the bank in Beijing. People rush to buy Gold to protect themselves from high inflation. Now there is not enough real gold for people to buy so the banks in China are promoting paper gold. They said the price of gold will reach US$900 soon next year. Anna Cheung I wanted to write to you, and say a very big thank you for taking my question yesterday on BTO. Your fabulous answer is much appreciated, and I have already witnessed a door opening in regards to securing a safe passage for both my son Fabian and I. Boy it works fast doesn't it! That's beautiful!! So Be It! Angelicia, UK. Thank you again for all your helpful insights and newsletters, and congratulations on your book, it is amazing, as soon as it came out I bought it for myself and read it, but by now is has now become a wonderful gift, so I've given out about 5 books and everyone that has got one have found it inspiring, very well explained and easy to understand, specially those not yet in School. Have a wonderful day! Carolina Martinez Monterrey, Mexico.