Recently I cashed in my gold reserves to build a ‘vacation’ home.  Now I'm working on manifesting my reserves again.  But a thought has come to me regarding my home mortgage. (Those reserves were to pay off the mortgage.)

As I currently understand it, if the bank holding a home mortgage fails, another bank (who bailed out the failing bank) gets the mortgage. Does this new mortgage holder bank have the right to call the mortgage balance due immediately?  If so, are there steps one may take to forestall this?

Do you think there is any good in buying 100 ounce bars of silver??

How much gold and silver does one need?

I just read your July newsletter and the panic in the few whom you answered is something I think I and many can relate to. I have eight people in my household which includes five children.  We have a lot of debt... some of it is credit card debt. In your newsletter, you mention that interest rates which have gone down and going to reverse trend and begin to increase.  I struggle making payments now with costs going up and up. Is bankruptcy a viable option?  Ramtha has mentioned many times that the honorable way to handle debt is to repay it. so I am not thrilled about this bankruptcy thing but I am also not thrilled being stuck with debt so high it ends up jeopardizing basics for the family survival. I want your clear solid advice on the bankruptcy question. THANKS in advance.

World's Largest Gold Refiner Runs Out of Krugerrands
Aug. 28 (Bloomberg) -- Rand Refinery Ltd., the world's largest gold refinery, ran out of South African Krugerrands after an ``unusually large'' order from a buyer in Switzerland.

Coins and bars of precious metals are attracting investors as a haven against a sliding dollar. The U.S. Mint suspended sales of one- ounce ``American Eagle'' gold coins, Johnson Matthey Plc stopped taking orders for 100-ounce silver bars at its Salt Lake City refinery.

The winning bid for 25 bars of 100 oz. silver was $4.01 per ounce over spot. That is 30% over spot. Normally gold coins sell for 5% over spot. For all the bids, and more, see: silverstockreport.com/2008/auction-closed.html

There are numerous requests to help people find a source for Silver coins. Miles Franklin is one of the highest rated dealers in The Silver Report and they are letting everyone know that Miles Franklin has Silver Philharmonics and Silver Maple Leaves. Be advised they will ship but due to tightness in the market the normal delivery times have been extended.

Call Miles Franklin Toll Free for details at: (800) 822-8080

Wexford, is a trusted and highly recommended dealer, and now has a minimum order size of $10,000. www.wexfordcoin.com

1. Have you taken delivery of paper shares of your investment companies of any nature?
2. Have you opted to become a direct registration book entry at the transfer agent of your investment where possible?
3. Have you protected your retirement accounts by doing number 1 or 2 with both your Trust’s name and your retirement account identification?
4. Is your retirement account held in true custodial-ship?
5. Do you have a true custodial-ship account where you are keeping your short term Federal paper in currencies of your selection?
6. Do you have your coins in your possession and not in the hands of a financial intermediary? Where you rely on some sort of financial guarantee of the entity, have you reviewed the document word by word? Has your attorney blessed it?

OTTAWA (AFP) - The weakened US dollar has fallen out of favor with organized crime groups to pay for drug shipments or to settle scores, a Canadian government report said Friday.

And if the greenback continues its slide in 2008, as expected, more and more criminals
are likely to exchange euros for illicit goods, said Criminal Intelligence Service Canada
in its annual report.

WASHINGTON (AP) - The number of troubled U.S. banks leaped to the highest level in about five years and bank profits plunged by 86 percent in the second quarter, as slumps in the housing and credit markets continued.

Federal Deposit Insurance Corp. data released Tuesday show 117 banks and thrifts were considered to be in trouble in the second quarter, up from 90 in the prior quarter and the
biggest tally since mid-2003.

Citizens Bank and Trust, Chillicothe, MO, Acquires the Insured Deposits of the Columbian Bank and Trust Company, Topeka, KS

The Columbian Bank and Trust Company, Topeka, Kansas, was closed today by the Kansas Bank Commissioner J. Thomas Thull, and the Federal Deposit Insurance Corporation (FDIC) was named receiver.

99.2% of Investors Are Losing Big This Year. According to MarketWatch – ONLY 17 of the 2,100 mutual funds in existence have posted profits this year during what’s being called the "worst worldwide recession in 20 years."

That’s depressing enough. But consider that countless U.S. retirement plans only allow you to invest in these funds. If you’re in that camp, see if you can roll that money into an IRA or – better yet – a self-directed IRA.

American Family Association American Family Association

A key feature of the housing bill that President Bush just signed into law was the federal bailout of Fannie Mae and Freddie Mac.

These are the two taxpayer-backed "Government Sponsored Enterprises" that own or guarantee almost half of all mortgages in the country. Government -- federal, state, and local -- now takes about one of every three of the dollars we produce.

 Are we going to be in rocking chairs telling our grandchildren how we remember when America was a great country?

MONEX, one of the nation's largest precious metals dealers hold people's silver for them.

Unfortunately, they are being sued by the IRS. The U.S. is suing Monex for $378 million in back taxes. http://ocbiz.freedomblogging.com/us-sues-monex-for-378-million

I'm not going to predict what may happen, if MONEX loses the lawsuit.  I'm sure you are smart enough to consider the risk. 

U.S. consumers should brace for the biggest increase in food prices in nearly 20 years in 2008 and even more pain next year due to surging meat and produce prices, the Agriculture Department said on Wednesday.

German distributor: www.v-goldenesonne.de/innova2.htm

(CNN) -- Oklahoma health officials said Friday they are searching for the source of a rare form of E. coli that has killed one person and sickened 116 others in the northeastern part of the state.

"The focus has been narrowed to the Country Cottage Restaurant located in Locust Grove," she said, noting that most of the people who became ill ate there between August 15 and August 23.

Tests carried out on water from a well on restaurant property indicate the presence of bacteria, but "we have not been able to confirm what kind of bacteria," said Skylar McElhaney, a spokeswoman for the Oklahoma Department of Environmental Quality.

Putin announced that 19 U.S. poultry companies would be banned from exporting to Russia after Russian health and agriculture officials randomly tested their products and discovered they were full of antibiotics and arsenic, CNN reported.

Bless it again just to make sure!!

Arizona Public Service Co. is introducing a new loan program that would allow customers to install solar panels on their houses at virtually no up-front charge.

The loans are designed to help customers begin making their own electricity without shouldering the big expenses for installation.

Recently a friend that lives in Wildere Estates off Lawrence Lake Rd says the county came in and said they have to take over the water well there because it is old and pipes are rusty and too much copper. They also took over the well in Clearwood. – Pat Kelly

Gulf 'dead zone'
suffocating fish and livelihoods

www.cnn.com/2008/TECH/science/dead.zone

• Story Highlights
• Oceanographers say there isn't enough oxygen in the Gulf of Mexico
• Water without oxygen means sea life is dying or moving to deeper water
• That affects the livelihoods of fishermen who depend on a plentiful catch
• Journal: 400 "dead zones" around globe; twice as many as two years ago

By RAQUEL RUTLEDGE
Peter Tubic ignored a $50 parking fine in 2004, and on Monday, it cost him his $245,000 house.

In what city officials believe is the first case of its kind, the city foreclosed on Tubic's house on W. Verona Court after repeated attempts to collect the fine - which over the years had escalated to $2,600 - had failed. www.jsonline.com

The most physically active folks in a recent study showed signs of being as much as 10 years younger on a cellular level.

How does exercise do that? - By keeping your telomeres long and healthy. What on earth are those, you ask? They're like the plastic tips on shoelaces. But in your body, they cap the ends of the DNA strands (chromosomes) in all your cells. Over time, your telomeres can shorten to the point where cells stop regenerating, and even die (think accelerated aging). Shortened telomeres also leave your chromosomes vulnerable to the kind of damage that may trigger diseases such as cancer.
(Here's a whole slew of ways to keep your telomeres from getting shorter.)

So, get this!! The telomeres of people who feel more stressed are almost 50% shorter than people who say they’re less stressed. Since scientists have a rough idea of what the average telomere length is for a specific age, they can estimate how much older the higher stress group is biologically: a whopping 9 to 17 years!

After witnessing the low flyovers, the men with guns riding the choppers, and the looks of fear on the faces of the people, I decided that what I was witnessing was most definitely harassment.

What kind of America are we enabling? Is our fear of terrorism so great that we now just allow black helicopters to swoop in, practicing operations that will confiscate our weapons and aid in usurping our constitutional rights?

Be sure and listen to the Ground Zero Lounge where the story unfolded during the presentation and witnesses tell their stories: www.ideocast.com/archive.asp?aid=12212

A New Rush to Spy
"According to members of Congress, Attorney General Michael Mukasey is preparing to give the F.B.I. broad new authority to investigate Americans — without any clear basis for suspicion that they are committing a crime."

There is apparently no limit to the Bush administration’s desire to invade Americans’ privacy in the name of national security.

www.snopes.com/computer/virus/ups.asp

The Large Hadron Collider (LHC) is a gigantic scientific instrument near Geneva, where it spans the border between Switzerland and France about 100 m underground. It is a particle accelerator used by physicists to study the smallest known particles – the fundamental building blocks of all things. It will revolutionize our understanding, from the miniscule world deep within atoms to the vastness of the Universe.

There are many theories as to what will result from these collisions, but what's for sure is that a brave new world of physics will emerge from the new accelerator, as knowledge in particle physics goes on to describe the workings of the Universe. For decades, the Standard Model of particle physics has served physicists well as a means of understanding the fundamental laws of Nature, but it does not tell the whole story. Only experimental data using the higher energies reached by the LHC can push knowledge forward, challenging those who seek confirmation of established knowledge, and those who dare to dream beyond the paradigm.

It has been predicted by NASA, NOAA and ESA to be up to 50% stronger than its 'record breaking' predecessor Cycle 23 which produced the largest solar flare ever recorded.
The Sun will reach its 'apex' (maximum) in late 2011 into 2012.

Scientific research along with ancient text documents suggests the Mayan Calendar ending on December 21st 2012 may very well be connected to solar activity. Mitch Battros' research shows that charged particles emitted by the Sun in the way of solar flares, CME's and coronal holes are the cause of extreme earth changes such as earthquakes, volcanoes, hurricanes, and tornadoes. His research also indicates the very same magnetic flux which effects the Earth, will also affect humans.

Warren Buffett will participate in a live Omaha "town hall" event to be seen in hundreds of movie theaters across the nation, following the screening of a documentary movie that argues the U.S. is going broke.

Its backers, notably Pete Peterson's foundation, hope the film I.O.U.S.A. (tag line: "One Nation.  Under Stress.  In Debt.") will focus public opinion on America's federal budget deficits and national debt the way Al Gore's An Inconvenient Truth energized the "green" movement.

Sometimes these days it is difficult to know what is real or not.

I have to comment, that your "attitude" in the information that you send in your newsletter, leaves me feeling like, "be afraid, be very very afraid . . ."

Gosh, yes things are coming down, but perhaps you could offer what you know, in a different light. Just a suggestion.

I am not saying "be afraid, be very very afraid . . .I am saying IF YOU ARE AFRAID – WHY? And I am saying Be Prepared for what has been predicted for many years and now unfolding. Preparation is simple – just very, very inconvenient!!